FAQ

Unlike the adjuster appointed by your insurance company, who protects the company's costs, a public adjuster defends your rights exclusively. Our mandate is to quantify your actual losses in order to negotiate the maximum compensation provided for in your contract.

Our fees are entirely tied to the final outcome of your file. We charge no fees to open your file. Our firm collects a percentage only when you receive your compensation cheque from the insurer.

The first informational meeting lasts about two hours. This initial analysis is entirely free, confidential, and with no obligation on your part. It allows us to review your written coverage and provide a clear diagnosis of the damage.

No. As a policyholder in Quebec, you retain the absolute right to choose the professionals and general contractors responsible for rebuilding your building. We validate the scope of work before construction to avoid surprises.

Our appraisers carry out a meticulous count of your property, room by room, averaging 4,000 to 6,000 items per file. We document the new replacement value of each item to withstand cuts by the insurance company.

We analyze your past financial statements to quantify the actual loss of income during the business interruption. Our experts factor in ongoing fixed costs and the budgets required to retain your key employees.

Our firm is registered with the Autorité des marchés financiers under licence No. 502469. Our professionals are certified members of the Chambre de l'assurance de dommages (ChAD), the OTPQ, and the Association des estimateurs et évaluateurs agréés (AÉECQ).

Our experts travel throughout the province to handle your complex claims, in all 17 administrative regions of Quebec.

No, our commitment is to provide comprehensive support with no time restrictions. We devote all the energy needed to analyzing and negotiating your insurance claim, regardless of the number of hours required for the settlement.