Why Hire a Claims Adjuster To Work for You?

1. Your Adjuster Negotiates Better Compensation for You While Relieving You of Responsibility for Your Loss

The claims adjuster knows the particulars of your insurance coverage and the legal provisions, and has the tools to prepare complete claim documents. This allows you to get the most out of the clauses in your insurance contract.

“Thanks to his availability, patience, and skills, we came to a very advantageous settlement for me.” | Nadine DuSablon, Saint-Alban [Translated from French]

2. Your Adjuster Saves You Time and Energy

Finding the time needed to do the research and present all the evidence required by your insurer can prove difficult when you are already busy with work and family life. Hiring a claims adjuster makes it easier to get back to normal life.

3. Your Adjuster Becomes Your Single Point of Contact

With several years of experience in the field, your adjuster is there to answer your questions and help you make the right choices, explaining the world of insurance to you objectively and impartially. They also become the key person your insurer can communicate with.

4. Your Adjuster Helps You Better Understand Your Insurance Contract

From your very first meeting, the Roy, Morissette & Associés adjuster breaks down your insurance contract clause by clause and clearly explains its ins and outs. You will therefore be better equipped to understand the compensation you could be entitled to, with no obligation on your part.

5. Your Adjuster Helps You Better Understand the Post-Loss Claims Process

At your first appointment, your adjuster explains the different steps that will lead to the filing of your insurance claim, as well as those that will lead to your compensation. You will therefore have a clearer picture of the steps ahead and how long they may take.

6. Your Adjuster Helps You Avoid Mistakes That Could Complicate Your Settlement

Well versed in the rules that apply to both the insured and the insurer, your claims adjuster informs you of your rights and obligations, which helps you avoid common mistakes made by individuals who try to settle their file themselves.

7. Your Adjuster Takes Charge of Every Step of Your Claim

You entrust them with your file, and you benefit from their expertise. Your adjuster handles all the steps and paperwork surrounding your claim (building estimate, contents claim, and living expenses). Their experience in the field allows them to negotiate effectively with your insurer.

8. Your Adjuster Personalizes Their Approach and Remains Available Throughout the Process

Your claims adjuster knows you. They build a relationship of trust with you and are aware of your expectations regarding the settlement of your file. The follow-up they offer you is therefore personalized and tailored. At every step, your adjuster is committed to keeping you informed of your file's progress.

9. Your Adjuster Puts a Whole Team in Place Around You

When you choose the services of Roy, Morissette & Associés, you have by your side an adjuster responsible for the progress of your file, a building estimator specializing in post-loss work, a contents appraisal team, and a person responsible for administering your file. This team is dedicated to the smooth handling of your file and to optimizing your compensation.

Some reasons why people affected by a loss hire a claims adjuster:

• Your insurance company's requirements will take up a considerable amount of your time
• Properly preparing the various claims requires specific skills
• The damage is considerable (more than $200,000)
• You fear that a settlement will be imposed on you too quickly
• The settlement proposed by your insurer does not seem adequate given your coverage
• Your insurer wants to impose its choice of contractor or suppliers on you
• You do not wish to rebuild